How Do I File a Claim for Roof Damage Caused by a Storm or Hail?

Hail and storms can do serious damage to your roof, and if this is the predicament you find yourself in, you may have no idea how to effectively address it with your insurance provider. While your situation will be unique to the circumstances involved, the steps forward remain the same and knowing what to do can help you resolve the matter more efficiently – while reducing the stress involved. Look to an impressive Pennsylvania roofing company for the help you need.

Establish Your Roofing Needs with an Established PA Roofing Company

Before filing your homeowner’s claim, you are well advised to have the damage to your roof assessed by reputable roofing professionals. This helps to establish cause and effect –regarding the storm and your roof’s condition– and to determine the extent of your roof’s damage. The more detailed your documentation, the more difficult it will be for the insurance company to refute your claim or to minimize your settlement.

Carefully describing the damage to your roof and backing this up with pictures is a good plan. Prime examples include:

• Any loose, misshapen, or missing shingles
• Any visible holes or cracks
• Damaged gutters or fittings
• Leaks

Documenting all signs of damage, as well as anything that strikes you as out of the ordinary, will help bolster your claim.

Promptly Inform Your Homeowner’s Insurance Provider

You carry homeowner’s insurance to cover you in the event your home suffers storm damage, but filing a successful claim is often complicated, and there are time limitations involved. This makes it of primary importance to file your claim promptly. Waiting to file can lead to delays or even to a denial. Letting the insurance company know that the damage to your roof is the direct result of the specific storm in question is always advised.

Schedule the Inspection

At this point, your homeowner’s insurance provider will likely require an inspection, which involves an insurance adjuster verifying the damage to your roof. You can share any relevant documentation regarding said damage –such as receipts, photos, and the estimate you received from your roofing company– with the adjuster.

The inspector will calculate their own estimate of the damage to your home’s roof. Working closely with a reputable roofing company helps to support a fair settlement that will adequately cover the roof repairs you need – rather than falling far short.

It’s Time to Call a Well-Respected Pennsylvania Roofing Company

The skilled Pennsylvania roofing professionals at KSL Roofing and Remodeling recognize the important role that your insurance claim will play in your roof repair or replacement job, and we have the experience and expertise to help. Settling for less than the amount to which you are entitled can leave your roof vulnerable to additional damage, but a solid, well-documented estimate can make a great difference – and we can help you with that. Learn more by contacting us online or calling us at 724-879-8130 today.